What is a personal term loan?
Personal term loans are an ideal financial solution for startups or even established business owners who are looking to consolidate business debt. Funding amounts usually range between $10,000 to $350,000 with monthly payments. Choose between 3-7 year loan terms and pay between 5% to 15% in interest rates (based on credit worthiness).
Minimum Qualifications to apply are 680+ Fico, 40K in personal gross income and low debt to credit ratio.
Personal loans can be used for almost any purpose. Common uses include debt consolidation, home improvement projects, medical bills and refinancing of an existing loan.
Most personal loans are unsecured, meaning they’re not backed by collateral. Lenders decide whether to give you an unsecured loan based on factors such as your credit score, credit history, debt-to-income ratio and free cash flow.
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you will be directed to our soft credit pull application.